Pay EMI of Rs 40,000 house or rent by investing Rs 40,000?

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How to Make Money: It is better to invest in mutual funds, SIPS or PPF every month than buying a house at the beginning of career. This will make a big portfolio in 10-15 years and will be able to buy a house without a loan.

Pay EMI of a house of Rs 40,000 or stay on rent by investing Rs 40,000?

Highlights

  • It is better to invest ₹ 40,000 every month than buying a house.
  • Investment in mutual funds, SIPS or PPF will make a larger portfolio.
  • In 10-15 years, you will be able to buy houses without loan.
How to make money: If you are a job profession and want to buy your house. But this question must be coming in your mind that you have just started a job and should you invest in buying a house immediately? Because with this, the process of repaying heavy EMI will also start. On the other hand, this question will also come in your mind that if you invest the same money instead, then how will it be? You are not the only one who thinks so. This question comes in the minds of all of them. Because on one hand there is pressure of society, in which you have a social status to have a house, on the other hand you have economic ambitions. Let’s remove your misdeeds and tell you that you should buy an EMI every month by purchasing a house or to invest the same amount every month by staying on the camp?

Dream option to follow Dream
Having a home owner may feel like a personal achievement. The dream may look like coming true. But it can limit financial freedom. EMI of Rs 40,000 over a period of 20 years means low lecty, limited investment opportunities and increased insecurity during changing or trimming jobs. At the beginning of the career, the youth get caught in the Muskil Financial Responsibility of their career.

Experts believe that the house can be a physical asset, but the ongoing loan ties your cash flow. You are the owner of the house, but you will often feel that you are lacking money. You can always stay under financial pressure.

What happens when you invest?
Now you think what can happen if you invest in mutual funds, SIPS or PPF every month. With average 10–12% returns, such investment can increase considerably in 10–15 years, making a large portfolio. That is, you can deposit so much money in 10 to 15 years that you can also buy a house with a loan.

Apart from this, there will be money in your hand. This provides more freedom to change jobs, change the city or discover new opportunities, without stress of stable liabilities. With this, you will not experience sudden poverty.

Buy property or make money?
If you still have any vigor in your mind, then they also do closer. Initially, thinking about making money instead of buying a house in the initial career is a decision of more understanding. Being a householder at the beginning of his career can give you emotional satisfaction for some time, but the construction of properties growing over time leads to permanent financial strength. Therefore, make a way to buy your investment home, not your salary slip. It is clear that make money first and then asset.

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Pay EMI of a house of Rs 40,000 or stay on rent by investing Rs 40,000?

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